Privacy Policy

FACTS	What Does EPIQ Lending Do With Your Personal Information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Credit history and Credit scores Mortgage rates and payments and Employment information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers’ personal information; the reasons EPIQ Lending chooses to share; and whether you can limit this sharing.

FACTS

What Does EPIQ Lending Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Income
Credit history and Credit scores
Mortgage rates and payments and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers’ personal information; the reasons EPIQ Lending chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does EPIQ Lending share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and service to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes - information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes - information about your creditworthiness	No	We don’t share
For our afﬁliates to market to you	No	We don’t share
For nonafﬁliates to market to you	No	We don’t share

Reasons we can share your personal information

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does EPIQ Lending share?

Yes

Can you limit this sharing?

No

For our marketing purposes-

To offer our products and services to you

Does EPIQ Lending share?

No

Can you limit this sharing?

We don't share

For joint marketing with other financial companies

Does EPIQ Lending share?

No

Can you limit this sharing?

We don't share

For our affiliates’ everyday business purposes -

Information about your transactions and experiences

Does EPIQ Lending share?

Yes

Can you limit this sharing?

No

For our affiliates’ everyday business purposes -

Information about your creditworthiness

Does EPIQ Lending share?

No

Can you limit this sharing?

We don't share

For our afﬁliates to market to you

Does EPIQ Lending share?

No

Can you limit this sharing?

We don't share

For nonafﬁliates to market to you

Does EPIQ Lending share?

No

Can you limit this sharing?

We don't share

Questions?

Call 1.877.969.3747 or go to https://www.epiqlending.com

Who We Are
Who is providing this notice?	EPIQ Lending

What We Do
How does EPIQ Lending protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does EPIQ Lending collect my personal information?	We collect your personal information, for example, when you Apply for a loan or Give us your income information Provide employment information or Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law give you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does EPIQ Lending

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does EPIQ Lending

collect my personal information?

We collect your personal information, for example, when you

Apply for a loan or Give us your income information
Provide employment information or Provide account information
Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law give you the right to limit only

sharing for affiliates’ everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies reacted by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies under common ownership such as CMG Mortgage, Inc. dba CMG Financial dba CMG Home Loans; Vision Lending Services, LLC; NextMortgage, LLC; Select Lending Services, LLC; Primco Mortgage, LLC; Linked Home Loans, LLC dba HomeGuide Mortgage; and Home Mortgage Advisors, LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. EPIQ Lending does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. EPIQ Lending doesn’t jointly market.

Definitions

Affiliates

Companies reacted by common ownership or control. They can be financial and non-financial companies.

Our affiliates include financial companies under common ownership such as CMG Mortgage, Inc. dba CMG Financial dba CMG Home Loans; Vision Lending Services, LLC; NextMortgage, LLC; Select Lending Services, LLC; Primco Mortgage, LLC; Linked Home Loans, LLC dba HomeGuide Mortgage; and Home Mortgage Advisors, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

EPIQ Lending does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

EPIQ Lending doesn’t jointly market.

Third-Party Personal Data: Personal Data relating to third parties stored in your email and mobile device address books, including, without limitation, names, email addresses, and phone numbers. Third-Party services may request permission to access such Personal data.

Cookies: The Platform uses cookies, and similar technologies to cookies, to collect information about your access and use of the Platform. A number of cookies we use last only for the duration of your web or application session and expire when you close your browser or exit the application. Other cookies are used to remember you when you return to the Platform and will last for longer. You can also update your privacy settings on your device by setting the “Limit Ad Tracking” and Diagnostics and Usage setting property located in the settings screen of your Apple iPhone or iPad, or by resetting your Android ID through apps that are available in the Play Store. You can also stop information collection by uninstalling the App on your device and you can use the standard uninstall process available as part of your device for this purpose.

PRIVACY POLICY

Reasons we can share your personal information