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Step Into Your Career AND Your Home with CMG Graduate Advantage

Blog posted On December 18, 2025

As you walk across stage and grab your diploma, what if another important document lay in wait, right around the corner? How about, say, a purchase contract? That’s right, we now offer a program designed specifically for recent graduates in qualifying fields, ready to launch them into both a new career AND a new home. And the biggest benefit? You can get preapproved based your future salary. Let’s explore how CMG Graduate Advantage may be the right fit for you.

Qualifying Degrees

The applicant must have a master’s degree (or proof of upcoming graduation on school letterhead) in:

  • Accounting
  • Architecture
  • Engineering
  • Law
  • Medicine

Program Highlights

The CMG Graduate Advantage Loan uses your future income (with a fully executed employment contract) to help you qualify. That means you can get preapproved even before your first paycheck!

Key Benefits

  • Qualify based on your future income (no current income needed)
  • Up to 90% financing (only 10% down)
  • Max loan amount up to $1.5M
  • Jumbo & ARM options available
  • Minimum 720 FICO

Who’s Eligible?

Borrowers must:

  • Have a graduate degree as notated above
  • Be in one of the qualifying fields
  • Have a signed employment contract

From Diploma to Doorstep: Why It Really Matters

Eligibility factors and financing requirements are all well and good, but why does it really benefit you to become a homeowner right after securing a degree and new job? Mainly, you get to move in and get all settled in your home before starting your new role. Remember, you receive preapproval based on future income, not current income, so that leaves you a nice cushion to graduate and move before you begin the next employed era of your life. You also start building equity early instead of paying rent to landlords. After studying for years to obtain your degree, you deserve an extra boost into homeownership, providing you long-term stability for years to come.

Ready to Step Across the Stage Into Your New Home?

New graduates, the possibilities await. With the right qualifications, you could jumpstart the next era of your life with two incredible titles: employee and homeowner. If you’re ready to make your next move, contact us today to learn more or get started.